Best Budget Apps and Finance Tools to Save Thousands

By | September 30, 2018

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Are you looking to increase your wealth? These amazing budget apps and finance tools will give you that much needed boost to your net worth by increasing your savings.

The icing on the cake is, these apps and tools are free to download. And you get to watch your money soar to greater heights. Sounds good?

Child looking at apps

I’ve included bonuses at the end of this post where you can get more lovely freebies!

(This post contains affiliate links. I may receive a small compensation if you purchase through these links. You do not pay extra. Please read my disclosure policy.Thanks for helping us to continue providing you with useful free information. Part of the proceeds will continue to be donated to the South Island Wildlife Hospital.)

Let’s dive in.

My absolutely FREE Budget Success Planner

Are you dazzled by budgeting plans that are overly complicated?

Did you know you don’t need a complex system and countless worksheets to succeed at saving?

In the last 2 years, I saved more than $40,000. In my second year, I was able to save $4,713 more.

I didn’t use any complex budgeting system at all. In fact, I used a ‘raw’ form of my budget success planner.

Since then, I have refined it so that it’s easy and straightforward for anyone to use. After all, we’re after results, not complicated processes.

If you’re after fast and simple ways to get great results, sign up for my Free Budget Success Planner.

You’ll also receive these exclusive FREE gifts worth $30 from More Money Tips including

Life-Changing Money Saving Challenge,
Budget Success Planner,
SMART Goals Planner,
100 Frugal Ways to Enjoy Life to the Fullest and
Best Yard Sale Checklist

Find out how you can create a sustainable budget which is realistic and practical so that you can stick to it.

You may like to read more about how we’re able to save more than $40,000 on a modest income.

Credit Sesame

Credit Sesame is a FREE personal finance tool.

It’s a credit and debt management tool that doesn’t require your credit card.

Credit Sesame helps you manage your personal credit online so that you owe less interest and save more on your mortgage.

You can sign up with Credit Sesame here.


Would you like to earn FREE gift cards and CASH for the things that you already do online every day?

Enter Swagbucks, the largest online rewards site.

Swagbucks has given back more than $293 million to their millions of happy members.

Get your $5 bonus here by signing up with Swagbucks for FREE.

Earn your points now for doing things you enjoy. There’s so many to choose from. Check out some of these below.

-answer surveys

-online shopping. They’ve more than 1,500 retailers. You’ll also get exclusive deals and coupons.

-searching the web

-watching videos

-playing games and more.

You redeem your points with FREE gift cards to use in your favorite stores, including Amazon Walmart, Target, Starbucks – just to name a few.

Or you can choose to get cold cash back through PayPal.

Sign up with Swagbucks to get your $5 bonus here and start earning today!


If you love shopping online for great bargains, then Ebates is perfect for you. How does getting back the money for doing your usual shopping sound?

Great, right?

Ebates is a shopping rewards site. It actually rewards you for shopping!

When you shop online, you get a percentage of your money back. Do remember to buy the items you really need.

Ebates Coupons and Cash Back

It’s so easy and you can earn up to 40% cashback at over 2,500 stores, including Groupon, Amazon, Macy’s, Groupon, Road Runner Sports, Estee Lauder and so many more!

It’s super quick to sign up too. It won’t take more than a couple of minutes.

Sign up here to get your $10 welcome bonus after making your first purchase using Ebates.

Better still! You can also take advantage of extra store coupons and promos at the same time.

That means you can combine Ebates together with store promos and coupons, saving you even more money!

What do you need to do?

When you’re ready to shop, search for the store that you want in the Ebates search bar.

Say you’re ready to make a purchase from Estee Lauder. Type ‘Estee Lauder’ in the Ebates search bar.

Remember to shop using the link provided by Ebates (use the browser Ebates directs you to) so that your purchases are tracked.

When you checkout, you earn your cash back reward, usually within 48 hours. Yes, it’s as simple as that.

So what are you waiting for? Get your $10 welcome bonus here. Seriously, you’ve got everything to gain, and nothing to lose!


While you can get cash back from your purchases using Ebates, Paribus is the perfect companion to it.

Paribus is a free online tool that tracks your purchases AFTER you’ve bought your items.

If there’s a price drop, it’ll get the refund for you from retailers that are part of their program.

This is very useful and saves you time and effort during your holiday shopping, especially when you shop for Christmas.

Sign up with Paribus here for your peace of mind. You’ll never lose out when there’s a price drop.

Dollar Dig

Dollar Dig is another great online shopping site where you can earn cashback for shopping!

They’ve hundreds of stores including Walmart, The Home Depot, and eBay. New retailers are added every day.

Dollar Dig pays you for buying things that you are going to buy anyway. Seriously, you’ve got money to gain here, just by doing your usual shopping.

Sign up with Dollar Dig here to get your $2.50 absolutely free.

How do you earn? Easy. In 4 simple steps:

  1. Sign up
  2. Find hundreds of stores and click on their links
  3. Enjoy your usual shopping
  4. Earn cashback

When you reach $25, you can request your money back via PayPal, Dwolla, check (US only), or an Amazon gift card (US only). If you’re interested in another payout method, just contact them and let them know.

What are you waiting for?

Get your $2.50 now when you sign up with Dollar Dig today! Truly you’ll be just so amazed at how easy and simple it is just to earn back some cash from what you usually do.

Important reminders: After clicking on the Dollar Dig links, avoid clicking links from other sites.

Sometimes coupons on the merchants’ site or coupons sent to you from the retailers may negate your cashback. Using similar services such as ShopRunner may have the same effect.

Shopping Tips: Sign up with shopping rewards sites like Swagbucks and Ebates first before you shop to get more cash backs. I only signed up with them after I’ve bought my major items from Aliexpress and missed out on more discounts. It’s also better to check whose pricing is the most competitive and start shopping there first. Learn from my mistake.


Yes, Mint is also FREE for you to use.

How can Mint help you?

Mint is for you if you need help with budgeting.

It’s ideal for those who are starting to budget. It keeps your financial information in one place and suggests how you can budget more efficiently.

So, if you want to take control of your finances, Mint is the answer.

There’re handy perks to using Mint. You have a mobile app to assist you with tracking your finances.

Another useful feature is that Mint helps you to monitor your credit score for FREE.

Read my post on How to Budget Your Money and Become Rich to get more great ideas.

Sign up for Mint today and control your finances!


Acorns is a great app that helps you to save and invest at the same time. This budget app proves that you don’t need a large sum of money to invest.

When you sign up with Acorns using my link here, you can get a $5 bonus today!

How does Acorns work?

When you make purchases daily, it rounds up your “spare change” and invests it for you.

For example, when you buy a cup of coffee for $4.50, it rounds it up to $5.00. Then it invests the $0.50 change automatically.

You won’t even have to do anything. It’s all on auto pilot. Sounds great?

Wait, there’s more good news.

Acorns doesn’t charge you a commission on any stock trade.

Recently, I had to pay hundreds in commission fees for doing four stock trades. Yes, only 4 trades! (But sadly due to my location, Acorns is unavailable for me ).

Acorns Core is free for college students at the $1/month level. It can save you money and grow your money. Think of what you can do with this extra money :

-Go for your dream vacation

-Buy the car you’ve always wanted

-Add to your savings or keep investing and growing your money.

According to this CNN article, this nifty little app has helped 650,000 users save $25 million.

If you’re serious about growing your wealth, sign up with Acorns here to get your $5 bonus now.


Do you want FREE financial guides and great tools? Want to buy a house, but not sure where to start? And how do you check for the lowest rates for your insurance?

Let SuperMoney do the hard work for you.

What’s SuperMoney and how can it help you?

It’s an online financial platform that helps you to compare financial services and find out the lowest rates available.

To date, they’ve helped millions of people shop for loans and investments and many other financial related products. Isn’t this great?

You have the lowest rates at your fingertips all the time, make informed decisions and get to save even more money.

They’re rated 9.2/10 by

Sign up for SuperMoney today to get the best rates every time.


What is Wealthsimple and how can it help you?

Wealthsimple manages your investments online. They help build your investment portfolio and advise you on how to reach your financial goals.

You may be wanting to buy a house, pay down debt, or invest for retirement.

They’ve streamlined the process and made it super easy – it takes only about 5 minutes.

What comes FREE?

Wealthsimple offers a FREE objective review of your portfolio.

They review your non-Wealthsimple financial accounts, the fees you’re paying and whether your account is tax efficient.

Isn’t it marvelous? Oh…I’m turning green with envy here as Wealthsimple is not available at my location.

It’s so easy to get started.

-Sign up online.

-Then answer a few questions so that Wealthsimple can come up with the best investment strategy for you.

-Then transfer money into your Wealthsimple account.

That’s it.

What will Wealthsimple do after this?

Wealthsimple will use that money to buy low-fee ETFs that suit your financial circumstance.

They’ll manage those investments too, reinvesting it to ensure that you are diversified at the optimum levels as the value of your investment changes over time.

If you prefer to speak with their advisors, you can also choose to do it over the phone and they will guide you step by step through the whole process.

Sign up for Wealthsimple today and grow your wealth. You’ve got everything to gain and nothing to lose!


What is Trim?

Trim is another great online tool to help you save your money.

Think of Trim as your very own personal assistant that keeps working all the time.

It works automatically to help you SAVE, SAVE, SAVE.

Is Trim safe?

“Trim uses bank-level security with 256-bit SSL encryption, two-factor authentication, and read-only access”.

With bank-level security, it really gives you peace of mind.

These are some of the things Trim can do:

– Monitors your purchases. It can get your money back if the price drops after you’ve bought.

-Helps cancel old subscriptions

-Negotiates to lower your bills

This service has now expanded to include SiriusXM and home security services like ADT & Brinks

-Finds better insurance deals for you

-Rewards you with a bonus for using it (This is my favorite)

Sign up for Trim for FREE here. After all, you’ve got everything to gain and nothing to lose.

To sum it up, it helps you to live a frugal lifestyle effortlessly. And it’s not flooded with tons of ads too.

Join Trim users who saved over $1 million last month.

Need help to make life that much easier?

$5 meal plan

Sick and tired of planning meals? Want to spend your valuable time doing something else more rewarding?

Enter the $5 meal plan.

Try it FREE for 14 days and see if it works for you.

When you sign up, you can always cancel it at any time with no questions asked. See, there’s no risk to you at all.

Read more about the $5 Meal Plan that has helped many families save hours of boring meal planning every week.

Will the $5 Meal Plan make life easier for you? You bet.

Just imagine . . .

Every week, you’ll just have meal plans delivered to you, simple and fast. Minus the pain, minus the effort.

Did I mention the thing about TIME?

How about spending precious moments with the people you love, instead of slaving away and wasting valuable time on planning recipes . . .

Icing on the cake . . .

The budget for every meal is around only $2 per person. Marvellous!

Wait a minute, what about taste and nutrition.

No worries. The recipes are healthy AND tasty.

Sign up for your FREE trial of the fabulous $5 meal plan today and be pleasantly surprised at how much more time and money you’ll save every single day!


Do you know that you can be paid to save energy in your home? Yes, it’s true!

OhmConnect pays you when you save energy.

What a great way to make some passive income.

You gain both ways!

Save money by using less energy AND on top of that, get rewarded for using less power.

You receive alerts from OhmConnect that helps you keep your energy usage on track.

Sign up with OhmConnect today and start saving money now.

How do they work?

Simple, they reward you with points. You get $10 for 1,000 points. When you reach a minimum of 1000 points, you can cash it out with PayPal. You can also use them to buy $20 gift cards from the OhmConnect store.

Did you know that you’ll also get a $20 bonus for every friend that you refer? Seriously, with so many advantages, sign up with OhmConnect now and get your rewards!


There’re really fantastic places online where you can get things for FREE.

Check out this site to get some really cool FREE stuff!

The last time I visited, they were offering a free trial of Skinny Me chocolates.

Get all types of FREE samples ranging from baby and beauty samples to food and grocery samples. Sign up for their freebies today! Wait, did you know you can get a free scoop of Baskin Robbins ice cream! Yum…

Get all sorts of freebies at this site. Be spoilt for choice as you get to choose free makeup kits, free lipsticks samples, free clothes samples, 100% free stuff, free perfume samples . . . it’s really mind-boggling!

This is another great site to look for FREE things.

Grab more freebies here.

Wanna find out more about getting totally free things without spending a dime? This post reveals all the secrets!

Wrap Up

My thanks to you for taking the time to read this post.

I hope you’ve found these FREE money tools useful. I’m confident that they will help you to save well every day.

With these freebies, I know you can increase your net worth no matter what stage of financial journey you’re at.

Found this useful? Share the love and help others.

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4 thoughts on “Best Budget Apps and Finance Tools to Save Thousands

  1. Leo

    These are very helpful apps to use to save more money. Thank you for putting together such a wide range of Budget apps! I’ll help myself to them.

    1. moremoneytips Post author

      Hi Leo, You’re very welcome. My goal is to help everyone save and make more money! Please feel free to sign up with any one of them 🙂

  2. Xiao Glassburn

    Do you mind if I quote a couple of your posts as long as I provide credit and sources back to your site? My website is in the very same area of interest as yours and my users would certainly benefit from some of the information you provide here. Please let me know if this ok with you. Cheers!

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