Category Archives: Money Saving Tips

How to Budget For Financial Freedom

Would you like to know how to budget for financial freedom? “Financial freedom means that you get to make life decisions without being overly stressed about the financial impact because you are prepared. You control your finances instead of being controlled by them” (Dave Ramsey). Successful budgeting is one of the important steps towards gaining… Read More »

54 Things I Don’t Buy Anymore

Did you just come home with 5 different jackets and 3 pair of shoes you don’t need? You promise yourself you won’t buy anything . . . Yes, you may be a spender now, but by the time you’ve finished this post, you won’t be needing these things anymore. You’ll become a minimalist instead.  … Read More »

Use the Real Rule of 72 to Reach FIRE

Are you thinking of achieving financial independence, retire early (FIRE)? Whether you are or not, it literally pays to know the rule of 72 and use it. To begin with, let’s get clear about what the rule of 72 is. The Rule of 72 is a “formula that is used to estimate the number of… Read More »

Affordable Mother’s Day Gift Guide

Her special day is coming. Yes, I’m talking about Mother’s Day. If you want your Mother’s Day gifts to be affordable, meaningful and unique – one that comes from your heart, I’ve got you covered here. Whether you’re looking for gifts for your mom, grandma, mother-in-law or even a friend, you’ll find these gift ideas… Read More »

Can the 50-30-20 Rule Stop You Living Paycheck to Paycheck?

Are you sick of living paycheck to paycheck? Are you wondering if the 50-30-20 Rule can really improve your finances? By the end of this post, you’ll find out if this rule is going to help you. Plus you’ll also learn how to change it to suit your needs.   78 percent of Americans say… Read More »

Top 10 Things Americans Waste Their Money On

What do Americans waste their money on? Are you guilty of these top 10 money wasters too? Even if you are, there’s still hope. I’ve clever strategies for you to counter each of these top money wasters. According to a recent survey by Hloom, more than 2000 American respondents admitted to where they’ve been wasteful… Read More »

How to Pay Your Bills Even If You Are Broke

Are you broke? Do you have a lot of debt and are trying to pay your bills at the same time? It didn’t seem like a big deal at first. Having lunch out during your work week, and enjoying after work drinks. Not noticing that the bills are adding up, before you know it, there’s… Read More »

Want F.I.R.E.? 25 Motivating Tips To Retire Early

Need to motivate yourself towards Financial Independence Retire Early (F.I.R.E.)?  It can be hard to keep working towards your F.I.R.E. when you can’t see a lot of substantial progress. You know you need to start saving, you know you need to make more money. But you are not acting on it or not being consistent… Read More »

61 Ways to Cut Your Grocery Bill in Half

For most ordinary folks like you and me, we buy most of our stuff at supermarkets. But the thing is you may not be getting your best deals at supermarkets. These places give you the convenience of a one-stop shop, but can cost you more in grocery bills! Related posts: Frugal Supermarket Shopping – Fun… Read More »