Dave Ramsey’s Secret Money Traits To Live Debt Free

Dave Ramsey often reminds us that “personal finance is 80 percent behavior and 20 percent head knowledge”. If you’re struggling with debt, most of your money habits and actions need to change right now. But how? How do you use Dave Ramsey’s secret money traits to live debt-free?   At first glance, the answers seem… Read More »

More Christmas Money Saving Tips

Looking for more ways to save for Christmas? You’ve come to the right place. If you have read Smart Christmas Money Saving Tips, I trust you have been saving well. So, let’s continue to rein in your spending  and make this Christmas the best ever. It’s time you get to enjoy this festive season with… Read More »

Money Saving Challenge for Small Budgets

How are you going to save when you have a small budget? You’re already trying to get by as it is. I’m going to show you it’s possible using this money saving challenge. Using my Life Changing Money Saving Challenge, I have been saving more than $40,000 in just 2 years on a small income.… Read More »

Biggest Budgeting Mistakes : How You Can Fix Them Now

Most of us make budgeting mistakes at different times in our financial journey. That’s life. But we can change and learn from our mistakes. Better still, we can learn from the mistakes of others. The good news is by the end of this post, you’ll be able to avoid these 20 biggest budgeting mistakes and… Read More »

How to Stop Living from Paycheck to Paycheck Forever

My mission in writing this post is to empower us all to stop living from paycheck to paycheck Sadly, many Americans are living paycheck to paycheck. How do we know? A Bankrate financial security index survey found that 61 percent of Americans do not have enough savings to pay off an unexpected $1,000 bill –… Read More »