Tag Archives: budget

Money Saving Challenge for Small Budgets

How are you going to save when you have a small budget? You’re already trying to get by as it is. I’m going to show you it’s possible using this money saving challenge. Using my Life Changing Money Saving Challenge, I have been saving more than $40,000 in just 2 years on a small income.… Read More »

How to Budget For Financial Freedom

Would you like to know how to budget for financial freedom? “Financial freedom means that you get to make life decisions without being overly stressed about the financial impact because you are prepared. You control your finances instead of being controlled by them” (Dave Ramsey). Successful budgeting is one of the important steps towards gaining… Read More »

Use the Real Rule of 72 to Reach FIRE

Are you thinking of achieving financial independence, retire early (FIRE)? Whether you are or not, it literally pays to know the rule of 72 and use it. To begin with, let’s get clear about what the rule of 72 is. The Rule of 72 is a “formula that is used to estimate the number of… Read More »

Can the 50-30-20 Rule Stop You Living Paycheck to Paycheck?

Are you sick of living paycheck to paycheck? Are you wondering if the 50-30-20 Rule can really improve your finances? By the end of this post, you’ll find out if this rule is going to help you. Plus you’ll also learn how to change it to suit your needs.   78 percent of Americans say… Read More »

How to Pay Your Bills Even If You Are Broke

Are you broke? Do you have a lot of debt and are trying to pay your bills at the same time? It didn’t seem like a big deal at first. Having lunch out during your work week, and enjoying after work drinks. Not noticing that the bills are adding up, before you know it, there’s… Read More »

61 Ways to Cut Your Grocery Bill in Half

For most ordinary folks like you and me, we buy most of our stuff at supermarkets. But the thing is you may not be getting your best deals at supermarkets. These places give you the convenience of a one-stop shop, but can cost you more in grocery bills! Related posts: Frugal Supermarket Shopping – Fun… Read More »

Emergency Fund : A Must for Healthy Finances

You’ve probably heard of Emergency Funds, but aren’t totally clear about it. Am I right? Are you thinking about whether you should start an Emergency Fund? And how to start one if you’ve no money? Don’t worry. By the end of this post, you’ll be armed with not just the knowledge, but also the how-to… Read More »

Biggest Budgeting Mistakes : How You Can Fix Them Now

Most of us make budgeting mistakes at different times in our financial journey. That’s life. But we can change and learn from our mistakes. Better still, we can learn from the mistakes of others. The good news is by the end of this post, you’ll be able to avoid these 20 biggest budgeting mistakes and… Read More »

Frugal Living – 22 Things We Stopped Buying to Save Money

Welcome, dear readers. As part of frugal living, we’re looking at what things you can stop buying so you can watch your savings soar! Are you buying things without realizing that you don’t actually need them? No problem! This post is on: – the common things to stop buying – the potential savings you’ll enjoy… Read More »

How to Stop Living from Paycheck to Paycheck Forever

My mission in writing this post is to empower us all to stop living from paycheck to paycheck Sadly, many Americans are living paycheck to paycheck. How do we know? A Bankrate financial security index survey found that 61 percent of Americans do not have enough savings to pay off an unexpected $1,000 bill –… Read More »