Tag Archives: budgeting

Money Saving Challenge for Small Budgets

How are you going to save when you have a small budget? You’re already trying to get by as it is. I’m going to show you it’s possible using this money saving challenge. Using my Life Changing Money Saving Challenge, I have been saving more than $40,000 in just 2 years on a small income.… Read More »

How to Budget For Financial Freedom

Would you like to know how to budget for financial freedom? “Financial freedom means that you get to make life decisions without being overly stressed about the financial impact because you are prepared. You control your finances instead of being controlled by them” (Dave Ramsey). Successful budgeting is one of the important steps towards gaining… Read More »

Use the Real Rule of 72 to Reach FIRE

Are you thinking of achieving financial independence, retire early (FIRE)? Whether you are or not, it literally pays to know the rule of 72 and use it. To begin with, let’s get clear about what the rule of 72 is. The Rule of 72 is a “formula that is used to estimate the number of… Read More »

Emergency Fund : A Must for Healthy Finances

You’ve probably heard of Emergency Funds, but aren’t totally clear about it. Am I right? Are you thinking about whether you should start an Emergency Fund? And how to start one if you’ve no money? Don’t worry. By the end of this post, you’ll be armed with not just the knowledge, but also the how-to… Read More »

Biggest Budgeting Mistakes : How You Can Fix Them Now

Most of us make budgeting mistakes at different times in our financial journey. That’s life. But we can change and learn from our mistakes. Better still, we can learn from the mistakes of others. The good news is by the end of this post, you’ll be able to avoid these 20 biggest budgeting mistakes and… Read More »

How to Stop Living from Paycheck to Paycheck Forever

My mission in writing this post is to empower us all to stop living from paycheck to paycheck Sadly, many Americans are living paycheck to paycheck. How do we know? A Bankrate financial security index survey found that 61 percent of Americans do not have enough savings to pay off an unexpected $1,000 bill –… Read More »

Best Budget Apps and Finance Tools to Save Thousands

Are you looking to increase your wealth? These amazing budget apps and finance tools will give you that much needed boost to your net worth by increasing your savings. The icing on the cake is, these apps and tools are free to download. And you get to watch your money soar to greater heights. Sounds… Read More »

12 Surprising Frugal Tips that Thrifty People Love (Part 2)

With inflation, the cost of almost everything we can think of keeps rising. We need to be really creative and use smart saving ideas to get great deals on the stuff we need to buy. Previously I’ve talked about 6 other super frugal tips to save more money. It pays to read it as well.… Read More »