Have you tried countless times to slash your car expenses but seem to be always spinning your wheels? What a pain! “Owning and operating a vehicle . . . accounts for the second-largest household expense” (Bureau of Labor Statistics). The rising cost of motoring sure is a sickening drain on motorists’ finances. But don’t despair! We’ve… Read More »
What frugal actions did we take to save $2,300 recently? The truth is – it has gotten more challenging as the years pass no thanks to inflation. In this post, I’ll share how our family made great savings recently just by doing these 11 things. Saving Tactic #1 We often make use of a local… Read More »
Financial freedom is the ability to meet all your living expenses: A. with your passive income e.g. from interest, dividends, or rental income. B. without you needing to work actively for an income. Want to reach financial freedom as soon as possible? Saving and investing your money is the easiest way do it. I’ve spent… Read More »
Did you just come home with 5 different jackets and 3 pair of shoes you don’t need? You promise yourself you won’t buy anything . . . Yes, you may be a spender now, but by the time you’ve finished this post, you won’t be needing these things anymore. You’ll become a minimalist instead. “We… Read More »
You may know that I wrote about emergency funds recently – what it is and how to save up a fund even if you haven’t much money. Read about Emergency Funds : A must for Healthy Finances here. The basics of Emergency Funds including why you should have emergency funds, how it will help you,… Read More »
My family have stopped buying these things to increase our savings. What we have been doing works for us, as I have included the amount of savings every year. I’ve compiled this list as a way for you to give yourself some food for thought about your own spending. If you feel happy buying the… Read More »