Tag Archives: personalfinance

Take the Money IQ Quiz

How well are you managing your money? Take this Money IQ quiz and have some fun with hypothetical scenarios. How would you handle these different financial situations? Life can suddenly throw any of us a number of curve balls.  Learn about your financial self. This Money IQ Quiz will show you where you stand. Use… Read More »

Save or Pay Off Debt: Which is better?

Are you torn between paying off your debt and saving money? Both seem equally important, so how do you decide which to do first? At first glance, debt appears to be more of a threat to our financial well-being. Or are they? Many things in life are not set out in black or white. It’s… Read More »

Dave Ramsey’s 7 Money Traits To Becoming Debt Free

Dave Ramsey often reminds us that “personal finance is 80 percent behavior and 20 percent head knowledge”. So how do we become debt-free with Dave Ramsey’s 7 money traits? You can always gain more knowledge on how to become debt free. Or you may already know about what you need to do to cut down… Read More »

10 Best Personal Finance Books You Must Read for 2019

Don’t you dream of getting out of debt and reaching financial independence? I’m sure we all do. But thinking about it is merely a wish. Acting on it without sound financial knowledge is dangerous. To make your dreams of retiring earlier a reality we need the best personal finance books, books that give us -a… Read More »

300 Frugal Living Tips To Save Money 2019

Do you want to reach financial freedom faster than you can ever imagined? Then saving is the easiest way to start. I’ve put together this monster list of 300 Frugal living tips for you to save money every day even if you’re on a modest income. These 300 frugal living tips will definitely help you… Read More »

What Is Your Money Personality? 16 Myers-Briggs Money Types

Do you know what your money personality is? Find out in this fun infographic. A special thanks to Mint.com for kindly providing this great resource to improve our financial knowledge. When you know your money personality, it’ll help you manage your finances better. Ready? What Your Myers-Briggs Personality Type Means for Your Wallet Learning more… Read More »

How to Budget For Financial Freedom

Would you like to know how to budget for financial freedom? “Financial freedom means that you get to make life decisions without being overly stressed about the financial impact because you are prepared. You control your finances instead of being controlled by them” (Dave Ramsey). Successful budgeting is one of the important steps towards gaining… Read More »

Use the Real Rule of 72 to Reach FIRE

Are you thinking of achieving financial independence, retire early (FIRE)? Whether you are or not, it literally pays to know the rule of 72 and use it. To begin with, let’s get clear about what the rule of 72 is. The Rule of 72 is a “formula that is used to estimate the number of… Read More »

Can the 50-30-20 Rule Stop You Living Paycheck to Paycheck?

Are you sick of living from paycheck to paycheck? Are you wondering if the 50-30-20 Rule can really improve your finances? By the end of this post, you’ll find out if this rule is going to help you. Plus you’ll also learn how to change it to suit your needs.   78 percent of Americans… Read More »

Top 10 Things Americans Waste Their Money On

What do Americans waste their money on? Are you guilty of these top 10 money wasters too? Even if you are, there’s still hope. I’ve clever strategies for you to counter each of these top money wasters. According to a recent survey by Hloom, reported in their article The United States of Financial Waste, more… Read More »