Tag Archives: personalfinance

How to Start a Personal Budget That Works

Today, I’m excited to introduce Linda, a personal finance writer, who shares valuable money tips on how to start your personal budget. Starting your budget is the first crucial step, but how do you make sure that it works? Find out her top tips below. Ready? It’s not bad to be a controlling freak sometimes,… Read More »

Dave Ramsey’s Secret Money Traits To Live Debt Free

Dave Ramsey often reminds us that “personal finance is 80 percent behavior and 20 percent head knowledge”. If you’re struggling with debt, most of your money habits and actions need to change right now. But how? How do you use Dave Ramsey’s secret money traits to live debt-free?   At first glance, the answers seem… Read More »

400 Best Frugal Ways – Save Thousands in 2020

Financial freedom is the ability to meet all your living expenses: A. with your passive income e.g. from interest, dividends, or rental income. B. without you needing to work actively for an income. Want to reach financial freedom as soon as possible? Saving and investing your money is the easiest way do it. I’ve spent… Read More »

Frugal Habits for Financial Freedom 2020

Do you yearn for financial freedom? Do you know that to realize financial freedom we need good habits, in particular, frugal habits? This may not be something you might want to hear, but what if I were to tell you they hold the key to realizing your financial freedom? Would you be willing to work… Read More »

The 30-Day Rule Success Secrets

The 30-day rule is meant to stop any impulse buying that will lead to a big dent in your pocket and buyer’s remorse. As you know, impulse buying has caused many Americans to sink deeper and deeper into debt, paying more and more of their hard-earned money in the form of interest, often from credit… Read More »

109 Personal Finance Tips to Manage your Money

Have you decided to take steps to improve your personal finances? Since you’re here, I’ll assume you have. When you search the web, you’ll see money tips ranging from 5 to more than 75 tips. What’s different about this post? It’s not just about numbers. These personal finance tips are simple and practical – ideal… Read More »

Take the Money IQ Quiz

How well are you managing your money? Take this Money IQ quiz and have some fun with hypothetical scenarios. How would you handle these different financial situations? Life can suddenly throw any of us a number of curve balls.  Learn about your financial self. This Money IQ Quiz will show you where you stand. Use… Read More »

Save or Pay Off Debt: Which is better?

Are you torn between paying off your debt and saving money? Both seem equally important, so how do you decide which to do first? At first glance, debt appears to be more of a threat to our financial well-being. Or are they? Many things in life are not set out in black or white. It’s… Read More »

10 Best Personal Finance Books You Must Read for 2020

Don’t you dream of getting out of debt and reaching financial independence? I’m sure we all do. But thinking about it is merely a wish. Acting on it without sound financial knowledge is dangerous. To make your dreams of retiring earlier a reality we need the best personal finance books, books that give us -a… Read More »