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How to budget your money and become rich

Are you saving regularly to reach your goals? Or are you making ends meet, but can’t seem to get ahead on a small income? Whatever your money situation, having a budget is very important. It allows you to know, track and control where your money goes. It really pays for you to find out how… Read More »

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14 Smart Ways to Protect Your Money and Financial Information

For most of us, our money has been hard-earned and it’s been satisfying to watch it grow over time. It’s well and good when we take positive steps to save and make more money. This helps us to reach our goals like buying a home; going on a well-deserved holiday; paying off our student loans;… Read More »

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How to Use Cash, Credit Cards or Debit Cards to Your Advantage

Are you worried by all this talk about using credit cards and the potential harm of mounting debts they can cause? According to CNBC, an average American household with credit card debt owes $16,883. You may have read about the cash envelope system and how effective it is to help you control your spending. But… Read More »

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How We Saved More Than $40,000 in 2 years on a Modest Income

Are you saving hard and yet it’s not as much as you would have liked? Are you looking for even more creative ways to cut your spending, so as to have more money in your pocket? Saving has also been a challenge for my family too. Our background We are a family of 3, with… Read More »

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Interview with Michelle Schroeder-Gardner

Blogging is hard work – effort and time are needed to create helpful content for readers. So it’s no surprise that most bloggers would like some income streams in return. Affiliate marketing can bring in a great income. What does it take to become a successful affiliate marketer? Simple! Learn from the best – Michelle… Read More »

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20 Clever Frugal Tips to Save Even More Money (Part 2)

Welcome to Part 2 of 20 Clever Frugal Tips to Save Even More Money 🙂 You’ll find exciting and fun frugal ways to save more money with these clever tips, more than you could have ever imagined. They are super easy for you to do from day-to-day, especially for anyone on a budget AND you… Read More »

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12 Surprising Frugal Tips that Thrifty People Love (Part 2)

With inflation, the cost of almost everything we can think of keeps rising. We need to be really creative and use smart saving ideas to get great deals on the stuff we need to buy. Previously I’ve talked about 6 other super frugal tips to save more money. It pays to read it as well.… Read More »

15 Money-Making Hobbies That Are Fun

  Today I have a special guest. My good friend Arlene from PenniesToPlenty.com has put together an excellent post on 15 Money-Making Hobbies that are fun and can earn you good money. If you’re looking for great ideas to earn money from your hobbies, read on!  A few years ago, I sent evites to my… Read More »

Are You a Wise Frugal? You decide…( Part 2 )

Welcome back to Part 2 of Are You a Wise Frugal? You must decide… I’d would like to ask you, dear readers, what your impression was after you read Part 1 of Are You a Wise Frugal? Were you taken aback by the extremely frugal measures that my family had taken? Did you do similar… Read More »

Are You a Wise Frugal? You decide…

If you’ve been devouring blog posts on frugality tips, chances are you’re saving well and getting lots of value from using these frugal tips. Does this make you a wise frugal? Once we decide to become frugal, over time, we tend to become better and better at being careful with our hard-earned money. This is… Read More »

20 Practical Ways to Not Waste Food & Save More

This post will talk about 20 practical ways that you can easily use to stop food wastage, pocket more savings and help the environment. If you’ve thrown food away before, it’s good to hit the ‘Pause’ button and think why it’s happening. Could it be that you’re less careful, too busy, upset or just unconcerned?… Read More »

7 Frugal Ways That Saved Us $1,300 Recently

Trying hard to save on your income? Want to save more without compromising your quality of life? Maybe you have heard of super savers who saved more than $100,000 a year. Then, you realized that they are either high income earners or are making good money in their businesses. No one can deny that for… Read More »

How to Transform a Super Spender into a Super Saver for Good

  Are you making some serious mistakes that may be costing you thousands? Use these easy tips and avoid the budgeting mistakes that I’ve made.  If you have access to Ebates, Ibotta, Aldi or Walmart types of stores, you’re going to enjoy watching your savings soar. That’s because we don’t have access to all these… Read More »